A year in prison and a fine of 20,000 yuan for withdrawing money from a found bank card

      The People's Court in Beijing recently heard a case of bank card fraud. Defendant Zhang reportedly found a bank card with a password written on it, then went to an ATM to withdraw a total of 12,500 yuan in cash. The court sentenced Zhang to one year in prison, suspended for one year, and fined 20,000 yuan for bank card fraud.

Defendant Zhang came to the police voluntarily after being notified by phone, and the stolen money was collected and returned to the victim.


Reportedly, when Zhang found the bank card, he found that there were six digits written on the back of the card, so he went to the ATM to enter six digits and found that it was indeed the card's password. Withdrawing 10,000 yuan in cash in succession, Zhang went home with cash and a card, and the next morning used the card to withdraw cash from another ATM, he withdrew a total of 12,500 yuan in cash in two days.


According to the judge, defendant Zhang's behavior in this case is a very typical crime of bank card fraud. The object of the crime of fraud with bank cards is the state system for managing bank cards and the ownership of public and private property. The objective side is the use of fictitious facts or concealment of the truth using bank cards to deceive and steal a large amount of money.


Although at first glance, this crime seems to correspond to the signs of theft, but the object of theft is property of economic value, and the credit card itself is not property. Therefore, the court imposed a sentence on the defendant for the crime of fraud with bank cards, which implies even more severe punishment in some cases than theft