From 1 July 2015 the Russians will be able to purchase insurance CTP directly online public services

[DARPA]

From 1 July 2015 the Russians will be able to buy liability insurance policy tool directly on the site of public services. However, the buyer should be registered there and have your password. This was told by Advisor to the Minister of Communications and Mass Communications of the Russian Federation Dmitry Satin.

Electronic policy "avtograzhdanki" can be bought using the password from the portal of public services. It is written in the Law on CTP, the possibility of buying a policy through the Internet appears to July 1, 2015.

In October, seriously increased tariffs on CTP. But the situation on the market of compulsory insurance that does not change.
Now SAR and the Ministry of Communications actively working this issue. It is assumed that the citizen through the site of public services will have access to the services of online sales of insurance companies that want to participate in online sales. Convenience for themselves insurance companies is that a person who has the password actually exists, as the portal of public services, he was identified.

Further registered user selects from a list of insurance company fills out the form, the insurer approves it, a citizen takes the required amount to the account of the insurer and the policy is activated. The insurer will transfer the data to the traffic police, and any inspector will be able to "break" the database all the information about insurance. If the client wants to receive the paper version, it will also be specified, it can be picked up at the office of the insurance company.

In the long-term plan to gradually give up the paper forms (similar to airline tickets), but so far they had not been repealed. According to Dmitry Satin, after working with the Russian Union of Auto Insurers of this subject, it will be possible to extend the scheme online purchases through the portal of public services and other areas. A single login and password are now used not only in public, but also in commercial systems. Its first non-governmental services to e-government connected the banks started to provide customers with service on their websites check the traffic police fines.

Technologically, the system is ready to ensure that serve different, including commercial services, however, to achieve this we need the appropriate legal basis.

In addition, X-ray diffraction from 1 January 2015 it is planned to launch "Bureau of insurance stories" - a closed base for insurers. It will work with all kinds of voluntary motor insurance - Casco and DSAGO.

Alexey Gulyaev, general director of "Khimki" GC "AvtoSpetsTsentr" reminds that the initiative was discussed by insurers in the summer of 2013, however, when such a decision was premature: stopped at the possibility of buying the policy over the Internet with the subsequent delivery. "For all the remote acquisition MTPL policy requires cooperation of several departments, such as traffic police, FIU, FMS. In this case, we can assume that at the initial stage of the launch service until the client base are fully synchronized, employees of insurance companies will have to manually re-check the correctness of the calculation of the insurance, and only after that the car owner will be able to receive and print the form of CTP. "

For insurers to adopt this innovation a lot of positive aspects. One of the main advantages, related primarily to residents of the regions facing this summer with a similar problem, is that now insurers will not be able to impose motorists additional services, such as comprehensive insurance, life insurance, driver, etc., place an unreasonable refusal to grant a policy CTP, declare that there is no pure forms - the decision to issue the insurance will be accepted automatically.